If your client owns a grapevine, vineyard or nursery, their livelihood is constantly under threat. Mother Nature can be temperamental. Sometimes, wiping out entire growing cycles. Frost, in particular, can ruin hundreds of hectares of crop.
Primacy’s horticulture & viticulture insurance policies are designed to protect their business through extreme weather conditions. Because sometimes, it takes more than machinery and clever farming.
So call us today and, together, we’ll make sure your clients’ business is protected against Mother Nature’s brutal force.
- What events are covered?
We provide cover against the loss of yield due to:
- Fire (including lightning)
- Frost (restrictions apply)
The following events are covered subject to sub limits:
- Chemical overspray
- Impact damage
- Malicious acts
- What crops are covered under this policy?
We can provide cover for wine, drying and table grapes, olives, nuts, kiwifruit, pomefruit, stonefruit and tomato crops.
- Does the entire crop need to be insured?
We recommend that all crops grown on a property is insured. If this isn’t possible, we require a detailed property plan, which clearly shows the insured and uninsured blocks. All blocks owned or managed within 500 meters of each other will be considered part of the same property.
- When does the cover begin?
Cover begins at 4pm Australian Eastern Standard Time (EST) on the date shown in the schedule of insurance. Please note, waiting periods may apply.
- How do I obtain a quote and arrange cover?
You will need to obtain a completed application form from your client and submit it to Primacy or you can log onto our online system and enter the details for a quote.
- What benefits does the cover provide?
The following benefits are available under this cover:
- Harvested crop on the property
- Harvested crop in transit
- Chemical overspray
- What optional benefits are available under this cover?
Block Excess is available as an optional benefit under this cover, where the excess is applied to the block sum insured and not the property sum insured (restrictions apply).
"I have received nothing but positive feedback and gratitude from our clients over the way the claims have been handled and the speed with which they have been settled."
Kym Bache - MGA Insurance Brokers
"Always so helpful whenever I need something queried or sorted. Very happy with the service, especially as this is our first year using Primacy."
Veronica Taylor - Mattiske & Henderson Insurance Services
"Always very helpful and patient. The staff are just wonderful."
Robyn Jackson - Allsure Insurance
- Policy Wording
Redirecting to applications area
- How do I make a claim?
- What information do I need to provide when making a claim?
You need to provide the time when the loss occurred, the cause of the loss, a description of the crops damaged, an estimate of the nature and extent of the physical damage and details of any other insurance under which your client is entitled to claim for the same loss.